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Do you need Renters Insurance? You do if you rent and can't afford to replace personal
valuables all at once, such as stereos, cameras, computers, clothing, furniture, jewelry,
bicycles, Plasma TVs or other belongings if stolen, damaged or destroyed.
Renters insurance is very reasonable, generally under $300.00 a year in most cases
Most renters insurance will cover a minimum of $16,000 of your personal belongings
Once you have renters insurance, you can relax knowing your renters insurance is
protecting your possessions against the unexpected. If you have roommates, renters
insurance is a must.Did you know that your
apartment or landlord’s insurance policy does not cover your personal property at
all? If you neighbor has a fire and it burns your house or apartment, you will need
renters insurance, to replace your items.Are you aware that you may be liable for damage
done to the apartment due to your negligence?
Some insurance companies may offer discounts to
their auto policyholders interested in buying a renters insurance policy from them. Also,
you may be eligible for discounts if your apartment or home has a security system, smoke
detectors, or deadbolt locks. Additional discounts may be available depending on your age
or whether you are a non-smoker.
When it comes to your lifetime collection
of personal items, you need renters insurance to protect you from the cost of replacing
your personal property if damaged by theft, fire or a natural disaster. |
